Advanced Zakat Calculator

Calculate your Zakat obligation in Bangladesh with precision and Islamic guidelines

2.5%
Zakat Rate
৳43,000
Current Nisab
2025
Lunar Year — 354 Days

You become eligible for Zakat if your wealth exceeds the Gold or Silver Nisab threshold for a full lunar year (354 days).

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Calculate Your Zakat

Nisab Threshold

Based on current gold/silver prices

Your Assets

Your Liabilities

Calculation Results

Ready to Calculate

Enter your assets and liabilities to see your Zakat calculation

How to Calculate Zakat

1

Calculate Total Assets

Add up all your zakatable assets including cash, gold, silver, investments, and business assets.

2

Subtract Liabilities

Deduct immediate debts, bills, and wages due from your total assets.

3

Check Nisab

Ensure your net wealth exceeds the Nisab threshold (calculated based on current gold/silver market prices).

4

Apply 2.5%

Calculate 2.5% of your net zakatable wealth as your Zakat obligation.

Frequently Asked Questions About Zakat Calculator BD

Zakat calculator bd: Managing your zakat doesn't have to be complicated. It's easy to calculate the exact amount you need to pay, whether it's for your gold, savings, or other assets. With just a few clicks, you can follow the zakat rules and fulfill your religious obligations. For those who might find jakat hisab (zakat calculation) challenging, this tool is designed to simplify the process. You don't need to worry about doing the math—our zakat calculator does it for you, ensuring accuracy every time.

If you own gold, you'll find our gold zakat calculator particularly useful. It's tailored to help you accurately calculate the zakat due on your gold holdings, making sure you meet the Islamic requirements. Wondering how to calculate zakat for all your assets? Our calculator guides you through the process step by step, so you'll never miss a detail. Plus, the zakat calculator bd online is designed specifically for users in Bangladesh, ensuring everything is aligned with local guidelines.

What is Nisab and why is it important?

Nisab is the minimum threshold of wealth a Muslim must possess before Zakat becomes obligatory. In Bangladesh, the current Nisab value is calculated based on the market value of 87.48 grams of gold or 612.36 grams of silver (whichever is lower). If your total zakatable wealth exceeds this amount for a complete lunar year (354 days), you must pay Zakat at 2.5% of your net wealth.

The Nisab serves as an exemption limit to ensure Zakat is only paid by those who have sufficient wealth beyond their basic needs. Our Zakat calculator BD automatically checks if your wealth exceeds the Nisab threshold and calculates the exact amount due.

How do I use the Zakat Calculator BD?

Using our zakat calculator is simple and straightforward. Follow these steps:

  1. Enter your assets: Input the value of your gold, silver, cash, bank deposits, investments, business assets, and stocks in Bangladeshi Taka (৳).
  2. Enter your liabilities: Add any immediate debts, credit card balances, wages due to employees, and bills that need to be paid immediately.
  3. Review results: The calculator will automatically show your total net zakatable wealth and the exact Zakat amount (2.5%).
  4. Check Nisab status: The tool will tell you if your wealth exceeds the Nisab threshold and whether Zakat is obligatory.

The jakat hisab (zakat calculation) is done in real-time as you type, so you can see instant results and adjust values as needed.

What assets are subject to Zakat?

Zakatable assets include:

  • Cash: Money in hand, bank accounts, and savings
  • Gold and Silver: Jewelry, coins, and bullion (use our gold zakat calculator feature)
  • Investments: Stocks, shares, bonds, mutual funds, and savings certificates
  • Business Assets: Inventory, goods for trade, and business cash
  • Pensions: Accessible retirement funds and pension schemes
  • Loans Given: Money you've lent to others that is expected to be repaid
  • Agricultural Produce: Crops and harvests (special rules apply)

Exempt from Zakat: Your primary residence, personal vehicle, household items, clothing, and tools needed for your profession.

How to calculate Zakat on gold in Bangladesh?

Our gold zakat calculator makes it easy to calculate Zakat on your gold holdings:

  1. Weigh all your gold jewelry, coins, and bullion in grams or tolas
  2. Check the current market price of gold in Bangladesh (per gram or per tola)
  3. Multiply: Total gold weight × Current gold price = Total gold value
  4. Enter this value in the "Value of Gold" field in our calculator
  5. The calculator will include this in your total zakatable wealth

Example: If you have 100 grams of gold and the current price is ৳7,000/gram, enter ৳700,000 in the gold field. If you're only using gold for calculation, the Nisab threshold is 87.48 grams of gold.

What debts can I deduct from Zakat calculation?

You can deduct immediate liabilities that are due within the year:

  • Credit card debt: Outstanding balances that need immediate payment
  • Borrowed money: Loans and debts you owe to others
  • Goods on credit: Items purchased on credit that are due
  • Employee wages: Salaries owed to employees
  • Utility bills: Pending electricity, water, gas bills
  • Rent due: Outstanding rental payments
  • Taxes payable: Government taxes that are immediately due

Note: Long-term debts (like mortgages) and future installments are subject to different scholarly opinions. Consult with your local Islamic scholar for guidance on long-term liabilities.

How often should I pay Zakat?

Zakat is an annual obligation. You must pay Zakat once every lunar year (354 days) on wealth that you've possessed continuously for that full year. Many Muslims choose to pay during Ramadan for the additional blessings, but you can set your own Zakat anniversary date.

Our calculator also provides monthly and quarterly payment options if you prefer to spread your Zakat payments throughout the year, making it easier to manage your finances while fulfilling your religious duty.

What are the Zakat rules in Bangladesh?

In Bangladesh, Zakat rules follow standard Islamic principles:

  • Rate: 2.5% (1/40th) of your zakatable wealth
  • Nisab: Currently ৳43,000 (based on silver price)
  • Hawl: Must hold wealth for one complete lunar year
  • Eligible recipients: The poor, needy, debtors, and other categories mentioned in Quran 9:60
  • Currency: Calculate in Bangladeshi Taka (BDT/৳)
  • Gold standard: 87.48 grams or 7.5 tolas of gold
  • Silver standard: 612.36 grams or 52.5 tolas of silver

Our zakat calculator bd online follows these authentic Islamic guidelines to ensure your calculation is accurate and compliant with Shariah law as practiced in Bangladesh.

Can I use this calculator for business Zakat?

Yes! Our calculator includes fields for business assets. For business Zakat calculation, include:

  • Business inventory: Goods available for sale at market value
  • Business cash: Money in business bank accounts
  • Accounts receivable: Money owed to your business that you expect to collect
  • Raw materials: Materials purchased for manufacturing/production

Exclude: Fixed business assets like machinery, buildings, vehicles, and equipment used in production (not for sale).

Enter the total value of zakatable business assets in the "Business investments, shares, saving certificates, pensions" field.

Is this Zakat calculator accurate for Bangladesh?

Yes! This zakat calculator bd is specifically designed for users in Bangladesh and follows the Zakat calculation methods approved by Bangladeshi Islamic scholars. The calculator:

  • Uses Bangladeshi Taka (৳) as the currency
  • Sets Nisab based on current silver prices in Bangladesh (updated regularly)
  • Applies the standard 2.5% Zakat rate
  • Follows authentic Islamic calculation methods
  • Provides results aligned with local guidelines

However, for complex situations or specific religious questions, we recommend consulting with a qualified Islamic scholar or the Bangladesh Islamic Foundation.

How to calculate Zakat on savings and deposits?

Zakat is due on all savings and deposits if they've been held for one lunar year:

  • Bank savings: Enter total balance in "Cash in hand and bank accounts"
  • Fixed deposits: Include accessible fixed deposit amounts
  • Hajj savings: Money saved for Hajj is zakatable - enter in "Deposited for Hajj"
  • DPS/Savings schemes: Include in business investments/savings field
  • Provident fund: If accessible, include in pension/savings field

Our calculator will automatically add all these amounts to calculate your total zakatable wealth.

What is the difference between Zakat and Sadaqah?

Zakat is a mandatory religious obligation—one of the Five Pillars of Islam. It's a fixed 2.5% due annually on wealth above Nisab, and it can only be given to specific categories of recipients.

Sadaqah is voluntary charity that can be given anytime, in any amount, to anyone in need. While both are forms of giving, Zakat has strict rules about calculation, timing, and eligible recipients, whereas Sadaqah is flexible.

This calculator is specifically for calculating your mandatory Zakat obligation according to Islamic law.

Can I pay Zakat in advance or in installments?

Advance payment: Yes, you can pay Zakat in advance before your Zakat anniversary date. This is permissible and can be helpful for financial planning.

Installment payments: While Zakat becomes due once a year, many scholars permit paying it in monthly or quarterly installments throughout the year. Our calculator shows you monthly and quarterly payment options to help you budget.

Important: If paying in installments, ensure you complete the full amount by your Zakat due date. Also, if your wealth increases significantly during the year, you may need to recalculate.

Who can receive my Zakat in Bangladesh?

According to the Quran (9:60), Zakat can be given to eight categories of recipients:

  1. Al-Fuqara (The Poor): Those with little to no income or possessions
  2. Al-Masakin (The Needy): Those whose income doesn't meet basic needs
  3. Zakat Administrators: Those who collect and distribute Zakat
  4. New Muslims: Recent converts who need support
  5. To Free Slaves: Historically relevant, now applied to help free people from oppression
  6. Debtors: Those struggling with overwhelming debt
  7. In the Path of Allah: Those engaged in Islamic education and da'wah
  8. Travelers: Stranded travelers in need of assistance

In Bangladesh, you can give Zakat directly to eligible individuals or through trusted organizations like DFBY Foundation that distribute Zakat properly according to Islamic guidelines.

How is Nisab value determined in Bangladesh?

The Nisab can be calculated using either the gold standard or silver standard. Most scholars in Bangladesh recommend using the silver standard as it benefits more poor people:

Silver Standard (Recommended):

  • Based on 612.36 grams (52.5 tolas) of silver
  • Current Bangladesh silver rate: ~৳70-80 per gram
  • Nisab ≈ ৳43,000 to ৳49,000 (varies with market)

Gold Standard:

  • Based on 87.48 grams (7.5 tolas) of gold
  • Current Bangladesh gold rate: ~৳7,000-8,000 per gram
  • Nisab ≈ ৳612,000 to ৳700,000

Our calculator uses the silver standard (৳43,000) as it's more beneficial for the poor and is the practice followed by majority scholars in Bangladesh.

Do I need to pay Zakat on my property or house?

Primary Residence: No Zakat on the home you live in, regardless of its value. This includes your house, apartment, or land where your primary residence is located.

Rental Properties: No Zakat on the property itself, but you must pay Zakat on:

  • Rental income (if it reaches Nisab and held for one year)
  • Cash saved from rental income

Property for Sale: If you own property as an investment intending to sell it:

  • Pay Zakat on the current market value of the property
  • Include this value in your business assets/investments

Bangladesh-specific note: Some people in Bangladesh own agricultural land. Zakat on agricultural produce (crops) has different rules—typically 5% or 10% depending on irrigation method, paid at harvest time.

Why should I use DFBY Foundation's Zakat Calculator?

DFBY Foundation's zakat calculator bd online offers several advantages:

  • Accuracy: Developed following authentic Islamic scholarly guidance
  • Localized for Bangladesh: Uses BDT currency and local Nisab values
  • User-friendly: Simple interface that guides you step-by-step
  • Real-time calculation: Instant results as you enter values
  • Comprehensive: Includes all types of assets and liabilities
  • Visual breakdown: See how your Zakat is calculated with charts
  • Payment planning: Monthly and quarterly payment options
  • Privacy: No data is stored or transmitted—all calculations happen in your browser
  • Free and accessible: Available 24/7 from any device

Start using the zakat calculator bd today and make sure your Zakat obligations are taken care of with ease and precision!